Current Home Equity Loan Rates 2024. Find your best heloc rates by comparing top lenders. Generally, home equity loan rates tend to parallel mortgage rates, but run a few percentage points higher — mainly because lenders consider home equity loans.

If you have substantial equity in your home and need significant financing, a $500k heloc offers a great deal of borrowing power. The top home equity loan rates listed account for the lowest advertised apr (annual percentage rate), based on a borrower with a credit score of 700 or higher and a.